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A Practical Indian Guide

When someone passes, getting access isn't simple.

Phones stay locked. Emails can't be opened. Subscriptions keep charging. Most families aren't prepared for any of it.

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Reading time6 min read
EditionIndian edition · 2026
AuthorFideby

The reality.

Most people assume their next of kin will simply "get into" their accounts. In India and globally, it's harder than almost anyone expects.

  • iPhones don't unlock for relatives.

    Apple does not bypass passcodes, even with a death certificate. Without a Legacy Contact set up in advance, the device stays locked indefinitely.

  • Emails require legal escalation.

    Google, Microsoft and Yahoo each have their own process. Probate documents are typically needed. Many requests are refused or take months.

  • Subscriptions keep charging.

    Streaming, cloud storage, software, recurring deliveries. None of them stop on their own. Families often discover them months later.

  • Photos and memories disappear.

    Cloud-stored photo libraries vanish when accounts are closed without recovery. Sometimes the only copies of a lifetime of images.

  • Crypto and 2FA are unforgiving.

    Wallet keys, authenticator apps, and SMS-bound second factors don't transfer. If they aren't documented, the assets behind them are simply gone.

  • Executors spend months untangling it.

    Even with full legal authority, executors describe the digital portion of an estate as the hardest, most opaque part of their work.

Posthumous digital access in India

Indian succession is governed by the Indian Succession Act 1925, with personal laws (Hindu, Muslim, Christian) shaping inheritance across different communities. Probate is issued by District Courts, with succession certificates available where probate is not granted. The DPDP Act 2023 introduces digital privacy rules but does not address posthumous data rights. There is no dedicated digital assets statute. Executors typically rely on a Succession Certificate or Letters of Administration alongside each platform's bereavement workflow; outcomes vary widely between Indian and foreign providers.

Free Download

Access After Death · Practical Guide (Indian Edition)

A 14-page PDF covering Apple, Google, Microsoft, banks, social platforms, crypto and the legal landscape. Written for families and executors, not advocates.

No spam. One follow-up email with the guide, then nothing unless you ask.

Most of these problems aren't solved after. They're prevented before.

Leave clear instructions, not a guessing game.

Fideby helps you organise access instructions for your digital life, securely, in one place, so the people you trust aren't left guessing when it matters most.

Set up your plan

Standing by the people you trust, when you can't.

The Fideby team · Reviewed against Indian probate and platform-policy guidance current as of 2026

Official setup links

Common questions.

Can I unlock my deceased relative's iPhone?

Not by default. Apple does not provide passcode bypass, even for next of kin. The only reliable route is the Apple Legacy Contact, which must be set up by the device owner before death. Without it, executors usually need a court order, and even then the encrypted data may not be recoverable.

How do I get into a deceased person's email account in India?

It depends on the provider. Google offers an "inactive account manager" for proactive setup. Without one, executors must submit a death certificate, ID, and often probate documents. Microsoft and Yahoo have similar but stricter processes. Most requests take weeks and many are refused.

Do online subscriptions cancel automatically after someone dies?

No. Subscriptions continue charging until the linked card is closed or the account is manually cancelled. Many families discover ongoing charges months after the death: streaming services, cloud storage, software, recurring deliveries.

Are digital assets and online accounts covered by a Indian will?

Only sometimes. A will can express wishes about digital assets, but it cannot grant access. Service providers' terms of use override most instructions. Practical digital legacy planning happens outside the will, ideally referenced from it.

What's the single most useful thing I can do today?

Set up legacy contacts on Apple and Google, list your most critical accounts, and leave secure access instructions somewhere a trusted person can find them. Tools like Fideby exist precisely so this doesn't sit in a notebook in a drawer.

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